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Which Extended Auto Warranty Is The Best – Editorial Note: This content has been researched and produced by a team of experts. Links in this article may earn us a commission, but do not affect our advice or recommendations. Learn more
An aftermarket auto warranty is the protection you buy for your vehicle after the manufacturer’s warranty expires to pay for repairs.
Which Extended Auto Warranty Is The Best
Excellent coverage 4.6/5 Cost: Some discounts available Coverage: 6 plan options, from regular maintenance to full coverage Reputation: Smooth claims experience as a direct provider
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Best monthly payments 4.5/5 Cost: Flexible monthly contract Coverage: 6 plan options, some up to 300,000 miles Reputation: Most popular warranty provider
Best for used cars 4.4/5 Price: No down payment required Coverage: 6 plan options, highest equivalent to manufacturer’s warranty. Reputation: Strong Business Bureau Rating (BBB)
Between monthly payments, car insurance, and car maintenance, owning a vehicle isn’t cheap. With a new car, you have some protection against mechanical failure with the factory warranty, but what if that coverage runs out? A better option to cover repairs is an aftermarket car warranty, also called a vehicle protection plan or vehicle service contract.
With so many options to choose from, you need to do your research to find the provider that best suits your needs. We’ve done the work for you with 1,475 hours of research on everything there is to know about auto warranties, including the best providers. We’ve compiled the results to explain the best comprehensive auto warranty companies. Compare some quotes from these top providers.
Best Car Warranty
At Can You Trust In, we are committed to providing vehicle owners with the well-researched and proven information they need to make informed decisions about auto warranties. Our team analyzes vendor offerings and customer insights to empower you to make the best choice.
Aftermarket warranties provide protection if factory coverage expires. It can be added at any time, not just at the time of vehicle purchase. An aftermarket car warranty can also be called a comprehensive car warranty, although it is technically a vehicle service contract provided by a third-party provider.
These auto protection plans cover the cost of parts and labor, like a manufacturer’s warranty, and are a common source of vehicle protection, especially for older cars.
You can get an aftermarket car warranty from a dealer or a third-party company. Our research team researched 46 different warranty providers to help you find the provider that best suits your needs.
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With a dealership, you have access to original equipment manufacturer (OEM) parts and factory-trained technicians. Usually, you should take the car to the manufacturer’s service center. It can be an advantage or very limited.
Third party auto warranties offer more flexibility. You can go to an authorized workshop and visit a mechanic of your choice. Obviously, not all of these companies offer the same level of service. We also cannot guarantee that they will offer a warranty suitable for your needs. That’s why it’s important to shop around and compare different providers.
Aftermarket car warranty providers have different factors that determine whether they are right for you. We create an overall review score for each provider based on ratings in five key areas: industry position, coverage, cost, transparency and customer service.
We update our review criteria several times a year to provide you with the most up-to-date information. Here are more details on what we look for in each rating category:
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Dealers receive high scores in this category based on awards, ratings or recognition from trusted warranty appraisers such as Kelly Blue Book, Carfax or the Better Business Bureau (BBB). We consider customer reviews on sites like BBB and Trustpilot and how much experience the supplier has with warranties.
Providers that offer multiple coverage options will receive higher scores in this category. If a company offers a plan with longer limits and certain benefits, the coverage score will increase.
Providers that offer affordable coverage plans and low-deductible options can expect to score higher in the cost category. If the same supplier offers a discount, the score will increase.
When it comes to this category, if the company offers a money-back guarantee and allows customers to view a sample contract on the coverage plan page, it gets a high score. The website should be clear and easy to navigate.
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Good online customer reviews give providers high scores in this category. If the provider has a mobile app and offers an online chat option for customers, the customer service score will also improve.
If you’re looking for more coverage for vehicle repairs, Endurance, ForeverCar and Olive.com™ are comprehensive warranty providers that should be on your shopping list. All of these providers allow car owners to visit their favorite auto repair facilities, choose discounts starting at $0, and enjoy various benefits.
Of all the companies we reviewed, Endurance was the first to list six diverse aftermarket warranty plans that offer different levels of coverage for drivers with different needs. As a direct provider, Endurance manages all plans sold. This makes the claims process easier as you work with the same company throughout your protection plan.
The Endurance Full Warranty includes a free one-year subscription to Endurance Elite benefits such as roadside assistance, key replacement, ID theft, tire replacement and more. Durability Warranty reviews are mostly positive with good customer service reports. Find out why with a free quote from Endurance.
Which Vehicles Have The Best Warranty Coverage?
A reputable car warranty company that offers six levels of coverage and has excellent customer reviews. It’s our pick for best coverage and our overall pick for full warranty providers.
While ForeverCar lacks the experience of industry giants like Endurance or CARCHEX, this aftermarket warranty provider makes up for it by offering an affordable aftermarket warranty plan.
ForeverCar offers a 30-day money-back guarantee for four different levels of coverage. The warranty is 3 years/unlimited miles and there is a sample contract on the plans page of the ForeverCar website, which makes ForeverCar transparent and upfront about what it offers to drivers.
Despite being less than 12 years old, ForeverCar has more than 5,000 reviews on TrustPilot, with 97 percent positive. ForeverCar’s record of customer satisfaction combined with affordable coverage options make it a top three recommended aftermarket warranty provider.
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Olive doesn’t offer as many coverage options as ForeverCar or Endurance, but its aftermarket auto warranty offers comprehensive coverage. Olive is the leading choice for the best online warranty in the industry. The company is unique in that coverage for consumers begins as soon as you purchase a plan online.
It also uses a subscription-based billing model that customers can use to cancel at any time. Olive offers a price lock guarantee and has one of the best digital experiences in the industry, with an easy-to-navigate website and clarity on all plans. That’s why in our Olive Warranty review, we award the company the best warranty online.
These are just three top recommendations, but none of them are guaranteed to give you and your vehicle what you need. That’s why when you’re shopping for an aftermarket vehicle warranty, you need to decide what’s most important to you. If you really want roadside assistance or a $0 deductible, or the simplest powertrain coverage for some expensive vehicle components.
We conducted a survey in 2022 to find out the customers of the companies who bought after sales warranty. While 56 percent of respondents chose CarShield, another popular company is CARCHEX, autopom! , and take care of my car. All these companies have very long mileage limits for their protection plans.
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Aftermarket car warranties come in many forms. Like the factory warranty, limits are determined by year and mileage, and the plan expires when one of the limits is reached. For example, a 5-year/60,000-mile plan expires in both situations: the car is 5 years and 40,000 miles old, or the car is 4 years old and has 60,000 miles.
The best providers allow drivers to choose from a variety of coverage lengths. They also allow drivers to choose the items included in their service plan. Many companies have five basic coverage options that follow a formula like this:
Aftermarket car warranties also offer more flexibility compared to factory or dealer warranties. For example, a full factory warranty usually needs to be purchased before the standard warranty expires. In some cases, you should get a full warranty when you buy a new car. How do you know if you need it sooner?
On the other hand, an aftermarket car warranty can be extended at any time. They last longer compared to the full factory warranty. For example, Toyota’s longest warranty coverage is up to 125,000 miles, but the aftermarket option plan is the highest.
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